Friday, November 23, 2018

Response to Pierre de Vos article on Discovery Bank's racist share scheme

This is a response I wrote to a Pierre de Vos article defending Discovery's scheme. Unfortunately the Biznews mods haven't approved my post. Maybe it isn't ragebaitey enough?

Pierre, I think I can answer your first question. The reason so few people who hold one set of views but not another that superficially resembles those, is that different principles are at work. None of these people are denying that race or other foci of identities exist. What they/we object to is codifying the mere existence of those foci into inequality before the law. I think you simply misinterpret an admittedly sometimes poorly expressed objection: we oppose race-based redress measure not literally "because it requires racial classification", but because of what use that classification undeniably is intended to be put to: creating inequality of opportunity, by treating people differently before the law.

Maybe I misunderstand what you mean by "construct" or "anything essential", but I believe you are mistaken to say that race, gender, or sexual orientation are "constructs and do not say anything essential about who we are as individuals". Or at least, they are not only constructs. What is a construct is how much these categories should matter in various contexts.

On to the meat of your article: you are a constitutional law expert and I am not, so obviously I must defer to your legal analysis. But I need not defer to your moral analysis. What you have convinced me of with this article is not that Discovery's share scheme is just, but that SA's constitution as written (or maybe only as interpreted in the tests it has been put to?) is contaminated by ideas I want as far away from me as possible. I used to think that the constitution is "basically okay, in no need of repair or other tinkering", but now my view is changed, if it (or maybe rather its interpretation) approves of the unequal treatment before the law of people based only on superficial identity differences. Andile Ramaphosa (Cyril's eldest son) must be in the top 100 of privileged people in this country, but merely because he is black he should attract even more privileges wherever he goes, being able to step into jobs or win tenders or pursue academic qualifications, opportunities which are closed to me merely because my skin is white, even though my net worth is maybe a thousandth of Andile's? If you cannot see that this is obviously not right, then I don't know how to persuade you. Perhaps you will point out that the "overwhelming majority" of prospective Discovery Bank clients are not Andile Ramaphosas. But how exactly are Andile, and more broadly black members of the middle and upper class, discriminated against today? Which opportunities are denied to them because they are black? Where are they denied respect in ways that giving them free shares will remedy? How does this compare to the opportunities denied to white youngsters born after 1994, who get told they are "not demographically representative" and can't have this job / can't go to medical school / can't win a tender?

Perhaps I should leave my disagreement here: "You do not have to show that the scheme is necessary to achieve the redress goal, but only that the measure must be reasonably capable of achieving the desired outcome of redress." I wonder if it may turn out that Discovery know something about black consumers' financial habits that they can't afford to talk about publicly. Something that, were it more widely known (or admitted), would undermine the condition that this scheme be "reasonably capable of achieving the desired outcome." Time will tell, but don't say I didn't warn you if in 5 years you squawk about Discovery "oppressing" its black customers through higher interest rates on loans or something like that. Without ever explicitly having to base that credit decision on race.